Five Powerful Reasons Why Some People Struggle Financially — While Others Don’t
Lots of love, friend.
Financial success is rarely an accident. More often than not, it is the result of daily habits, mindset, and long-term decisions. While many people work hard, not everyone experiences the same financial outcomes. The difference usually lies in behavior rather than luck. Below are five powerful reasons why some individuals continually struggle financially while others steadily build stability and wealth.
1. Lack of Discipline
Financial discipline is the foundation of economic stability. Without it, even high earners can find themselves living paycheck to paycheck. Discipline involves controlling unnecessary spending, resisting impulsive purchases, and sticking to financial plans.
Many people struggle because they prioritize short-term gratification over long-term security. Small, repeated expenses — eating out frequently, unplanned shopping, or lifestyle inflation — quietly erode savings. On the other hand, financially stable individuals practice delayed gratification. They budget, track expenses, and make conscious spending decisions. Discipline transforms income into progress instead of waste.
2. Commitment to Savings
Saving is not about how much one earns, but how consistently one sets money aside. A strong commitment to savings acts as a financial safety net during emergencies and creates opportunities for future growth.
Those who struggle financially often treat saving as optional or postpone it indefinitely, assuming they will start “when income increases.” Unfortunately, this mindset delays financial security. In contrast, financially successful individuals treat savings as a non-negotiable expense — paying themselves first before addressing other obligations. Even small, regular savings accumulate over time and build resilience against unexpected financial shocks.
3. Investment Behavior
Saving alone preserves money; investing grows it. A major difference between those who struggle financially and those who thrive is how they approach investments. People who avoid investing entirely often miss out on opportunities for wealth creation.
Fear of risk, lack of financial education, or misinformation can prevent individuals from exploring investment avenues such as stocks, mutual funds, businesses, or real estate. Meanwhile, financially successful people educate themselves, assess risks wisely, and diversify their investments. They understand that calculated risks, when managed properly, can multiply income and accelerate financial growth.
5. Limited Sources of Saving
Relying on a single source of income or saving method limits financial flexibility. Many individuals struggle because their financial structure depends on only one salary or one savings account. When that source weakens, their financial stability collapses.
Financially secure individuals often create multiple income streams and varied saving channels. This could include side businesses, freelance work, passive income investments, or diversified savings platforms. Multiple financial channels reduce risk and provide greater control during economic downturns or personal emergencies.
6. Not Going Long Term
Short-term thinking is one of the most common financial pitfalls. Many people focus only on immediate needs or quick financial wins without considering long-term implications. This mindset often leads to poor financial decisions, such as excessive borrowing, neglecting retirement planning, or abandoning investments too early.
In contrast, those who achieve financial stability adopt a long-term perspective. They set future goals, plan for retirement, invest patiently, and understand that wealth building is a marathon, not a sprint. Long-term planning allows compound growth, which is one of the most powerful tools in finance.
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—Okay, Now, I Have to Tell You A Story
Okay, now, I have to tell you a true story, that would change your life. I am a Pastor (Aside a Consultant)—and specifically a Prophet:
Friend-I have been broke in my early years. I have cried. I have lived through so much pain. Yes-I’ve known what it feels like to give up. I’ve felt the heat of the streets—being broke, hustling, and fighting just to make ends meet.
Maybe my story sounds like yours.
Like many African youths—and millions worldwide—who graduate from school only to find themselves jobless, restless, and just trying to survive another day.
Friend, one night changed everything.
In desperation, I cried out so hard to the Lord:
“Oh Lord, isn’t there a step-by-step way to come out of financial struggle and to make wealth-an easy blueprint that I can follow?”
I thought God never heard-
But that night, something dramatic happened.
In a vivid encounter-something much like a dream, a man in white-descending from above appeared to me and said:
“My son—Write these seven steps…”
Then He revealed to me the first seven steps to generate wealth from the Almighty—a divine financial blueprint for anyone willing to follow diligently. Beloved, I’m truthfully speaking about God’s sacred blueprint; and not man’s blueprint.
Before I told anyone, I tested them myself about the last few years.
And in just two years, from absolutely that moment of scarcity of nothingness, through only the divine steps, I built:
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A multimedia office
- A grocery shop
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A home appliances store
And beyond that, I became involved in:
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Real estate
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Marketing for companies
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Consulting
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Writing over 15 books (including this one), from other divine encounters to shape humanity’s mind.
Altogether, 15 streams of income — all started right here at home, not abroad.
These seven steps changed my life! And now, it’s your turn.
Maybe your path will look different. Maybe your dream is unique. But one thing remains true: the simplest route to a complete financial freedom often begins with nothing, but the right guidance-most especially from the divine.
Ghc 38 / n4,816 / 439.14 KES
This isn’t hype — it’s a call to change direction-a message not to me alone, but all others that are perishing in these downturn economies as well.
You’ve been searching for the perfect solutions. You’ve been praying. You’ve been waiting.
This may be your turning point.
Don’t let this opportunity pass you by.
Because what takes years of guessing can sometimes be unlocked by the right blueprint in a single moment.
Listen-you don’t have to be broke anymore.
The price? Less than a cup of coffee.
The reward? Direction, clarity, and a transformed financial story. To every hustler.
Every broke graduate. Every dreamer, and fighter.
Every fighter — this is your moment.
You’ve read the reasons people struggle, but the divine steps here, are beyond what anyone can find anywhere-not from any AI search system nor from a traditional Search-Engine.
Behold the First Seven Steps to Become Wealthy, fully in God’s way!
Ghc 38 / n4,816 / 439.14 KES
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